Demand draft，更常见的形式是sight draft，是指“即期汇票”“见票即付汇票”。

在investopedia中给出的英文释义如下：

A demand draft is a method used by an individual to make a transfer payment from one bank account to another. Demand drafts differ from regular normal checks in that they do not require signatures to be cashed. In 2005, due to the increasing fraudulent use of demand drafts, the Federal Reserve proposed new regulations increasing a victim's right to claim a refund and holding banks more accountable for cashing fraudulent checks.

大概意思是，即期汇票是个人用于从一个银行账户向另一个银行账户转账的一种方法。 即期汇票与常规普通支票的不同之处在于，它们不需要签名即可兑现。 2005年，由于即期汇票的欺诈性使用日益增多，美联储提出了新的规定，增加受害者要求退款的权利，并要求银行对兑现欺诈性支票承担更多责任。