如何理解subrogation?

如何理解subrogation?

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Subrogation的中文意思为“代位”,指由一人取代另一人的地位而对第三人依法请求给付或主张权利、要求补救或担保等。在债权债务关系中,若某人代为偿付债务,则其取代债权人的地位,可以对债务人行使债权人的一切权利,与其未代为偿付时原债权人对债务人的权利相同。代为通常发生于建筑合同、保险合同、保证以及流通票据法中。保险中的代位,如果已投保的船舶因他人过错而致撞毁,则其可以从保险人处取得保险金而恢复船舶价值,从而由保险人代位行使船舶所有权人的权利,以向造成船舶损害者提起诉讼。


代位是衡平法上的一种制度设计,以使债务或义务能最终清偿。而又使偿付债务者不致显失公平。代位分为两种,即协商代位(或称合同代位)与法定代位,前者是通过债权人与第三人的行为而明示的代位,后者则是由于法律实施而产生的代位或默示的代位,例如保证人的代位。


为了更好的理解该词,以下是其英文释义:Subrogation is a term describing a right held by most insurance carriers to legally pursue a third party that caused an insurance loss to the insured. This is done in order to recover the amount of the claim paid by the insurance carrier to the insured for the loss.


双语例句:

(1)The Working Group may also wish to note that the commentary will clarify that: (a) in the case of an assignment, subrogation or subordination, the registered notice may be amended to indicate the identifier and address of the new secured creditor, but a notice not so amended remains effective (see recommendation 75); (b) “amendment” means the change and the result of the change of the information in a notice entered in the registry record; and (c) an amendment is made with an “amendment notice”.

工作组还希望注意到,评论将澄清:(a)对于转 让、 代位权 或从属关系情况下,可以对已登记通知加以修订,以便指明新的有担保债权人的身份识别特征和地址,但并未照此修订的通知仍然有效(见建议 75);(b)“修订”系指修改输入登记处记录中通知的信息以及修改的结果;及(c)使用“修订通知”所作的修订。

(2)Subrogation right of subrogation exercising creditor subrogation, are the subject of creditors himself, and in its own name by the obligee and obligor position exercise. 

债权人代位权的行使债权人代位权行使的主体是债权人本人,并且由债权人以自己的名义代债务人之位行使。

(3)When a creditor subrogation already exercise after the other creditors may not just the same right again subrogation exercising. 

当某一债权人已行使代位权后,其他债权人不得就同一权利再次行使代位权。


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