Owner Financing可译为“业主融资”。

Owner financing is a transaction in which a property's seller finances the purchase directly with the person or entity buying it, either in whole or in part. This type of arrangement can be advantageous for both sellers and buyers because it eliminates the costs of a bank intermediary. Owner financing can create much greater risk and responsibilities for the owner, however.

参考译文：业主融资作为一种交易，在该交易中，房产的卖方直接为购买房产的个人或实体提供部分或全部资金。该类型的安排对卖方和卖方都有利，因为它消除了银行中介的成本，但是，业主融资会给业主带来更大的风险和责任。

业主融资也称为卖方融资，是指业主既充当卖方又充当出贷方的情况，使得买方有可能收购该资产，该方法常用于房地产购买，也用于需要融资才能完成交易的任何类型的购买。