“accommodation paper”和“accommodation line”分别指的是什么啊?

“accommodation paper”和“accommodation line”分别指的是什么啊?

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Accommodation比较常见的意思为住宿,如necessary accommodations of carrier承运人必要的食宿安排,指承运人为公共旅客提供的合理而有用的食宿安排;public accommodation公众膳宿供应,指向公众提供膳宿的场所,如旅馆、饭店。


但这里是其在金融中比较常用的意思:融通。


accommodation paper融通票据


专为融通资金的目的,由资信地位较好的一方以自己的信誉,在不接受任何对价的情况下,对流通票据进行签署、背书或承兑,以作为对该票据承担第一付款责任的当事方的保证人,这种票据叫做融通票据。A type of Commercial Paper (such as a bill or note promising that money will be paid to someone) that is signed by another person—the accommodation party—as a favor to the promisor—the accommodated party—so that credit may be extended to him or her on the basis of the paper. Accommodation paper guarantees that the money lent will be repaid by the accommodation party on the date specified in the commercial paper if the accommodated party fails to repay it. 


accommodation line融通业务


指保险公司通融接受信誉好的经纪人或代理人介绍的平常有可能婉拒的业务。有时保险人为取得更有利的交易,也通融承保某些本来不会接受的业务。Accommodation Line — when an insurer accepts from an agent, broker, or the insured—whose account is otherwise satisfactory—one or more lines of coverage that would ordinarily be declined if considered strictly on the merits of the individual risk.


与之相关的术语有:

accommodation maker/party 融通票据出票人;签署融通票据者

accommodation indorser 融通票据背书人

accommodation acceptance 融通票据承兑人


以下为相关双语示例,供参考:


Where an accommodation paper is paid in due course by the party accommodated the bill is discharged. 

融通汇票如由通融人适时付款,该票即告解除。


Accommodation paper is the bill of exchange where the drawee signing is helping another company (the drawer) to raise a loan. 

融通汇票受票人签字是帮助另一个公司即出票人筹措贷款。

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