下面内容是根据Investopedia提供的信息整理的，希望对你有帮助。

Joint Tenancy

The term "joint tenancy" refers to a legal arrangement in which two or more people own a property together, each with equal rights and obligations. Joint tenancies can be created by married and non-married couples, friends, relatives, and business associates. This legal relationship creates what is known as a right of survivorship so if one owner dies, their interest in the property is directly passed on to the surviving party(s) without having to go through probate or court system.

共同共有是指二人以上共同享有某一财产，拥有平等的权利和义务，可由已婚夫妻和未婚夫妻、朋友、亲人和生意伙伴创建。这种法律关系创设了生存者取得权，即某一财产共有人死亡，其作为共有人的权益会直接由其他共同共有人享有，无需通过遗嘱验证或法院系统。

In order to create a joint tenancy with rights of survivorship, the prospective tenants need to declare their joint tenancy on the title document or deed of the property that they are sharing. When listing their names on the title, they would also indicate that they are holding the property "as joint tenants with right of survivorship." In order to establish a joint tenancy, each tenant must have an equal share, equal rights to the property, and acquire ownership at the same time and title.

为了创设共同财产权，准保有人需要在其共享财产的所有权文件或证书上声明“共同共有”。在所有权凭证上登记名字时，准保有人还须注明“作为联名互继共有人”持有财产。就共同财产权而言，每位保有人对财产必须享有同等份额和权利，且必须同时以同一身份获得所有权。

You can usually sever a joint tenancy unilaterally, without the knowledge or permission of the other tenants. The simplest way to do that is by selling your interest in a property to someone else, who then becomes a tenant in common with the other joint tenants.

通常来说，可以单方面对共同财产进行分割，无需通知其他财产共有人或获得其他财产共有人的允许。最简单的方法就是，将自身的财产权益卖给其他人，然后该人与其他财产共有人成为普通共有人。

Tenancy by the Entirety

Tenancy by the entirety is a type of property ownership that only applies to married couples. The couple is treated as a single legal entity and mutually co-owns the property. The consent of each is needed to sell or develop it. A tenancy by the entirety also creates a right of survivorship—when one spouse dies the surviving spouse gains full ownership of the property.

夫妻共同共有是一种仅适用于已婚夫妻的财产所有权。夫妻视为一体，共同共有某一财产。只有经过双方同意才能对某一财产进行出售或开发。夫妻共同共有同样创设了生存者取得权，即一方死亡，另一方可完全获得财产所有权。

A tenancy by the entirety is similar to a joint tenancy, where a property is co-owned by two or more people. In both types of tenancy, there is a right of survivorship: Upon the death of one owner, their share is automatically passed on to the other tenant, rather than being probated with their estate.

夫妻共同共有与共同共有类似，都是由二人以上共同享有某一财产，享有生存者取得权，一方死亡，其作为共有人的份额会自动由其他共有人享有，而不会经过遗嘱认证。

However, there are some differences. While tenants in the entirety are usually required to be a married couple, joint tenants can have any type of relationship: siblings, business partners, or even friends. Moreover, while a tenancy by the entirety can only be terminated by mutual agreement (or the death of a spouse), a joint tenancy can unilaterally be ended by any one of the tenants: All they need to do is sell or transfer their share to another person, who then becomes a tenant in common.

但是，二者的不同之处在于，夫妻共同共有通常适用于已婚夫妻，而共同共有可以适用于兄弟姐妹、生意伙伴或朋友。此外，夫妻共同共有财产权仅能经双方协商一致（或一方死亡）予以终止，而共同共有财产权可由任一方单方面终止：只需将一方的份额出售或转让至另一人，则该人成为普通共有人。

Tenancy in Common

Tenancy in Common (TIC) is a legal arrangement in which two or more parties share ownership rights in a real estate property or parcel of land. Each independent owner may control an equal or different percentage of the total property, whether commercial or residential. The parties are known as tenants in common. A TIC has no right of survivorship and when a tenant in common dies, their share of the property passes to their estate, where a beneficiary of the share of property may be named.

普通共有是指二人以上对某一房地产或宗地共同享有所有权。每个独立的共有人可对该地产（商业或住宅）享有同等或不同份额，被称作普通共有人。普通共有不享有生存者取得权，也就是说，若某一普通共有人死亡，其享有的财产份额会归入其遗产，由遗嘱受益人继承。

One or more tenants can buy out other members to dissolve the Tenancy in Common in a joint agreement. In cases where an understanding cannot be reached, a partition action may take place that may be voluntary or court-ordered.

一个以上保有人可以买下其他成员的全部产权，终止共同协议中的普通共有财产权。若未达成协议，可以自愿进行财产分割，也可以根据法院命令进行财产分割。