平行线支票;划线支票 crossed cheque
划线支票起源于英国,在支票正面(左上角)划两条平行线,并在平行线之间记载收款银行的名称,在此情况下,只能向横线内指定的银行付款,此为特别划线支票〔special crossing〕;也可以在平行线之间记载「与公司」〔and Co.〕字样或不作任何记载而只有两条平行线,这时,只能付款给银行,即通过银行账户转账,此为普通划线支票〔general crossing〕。划线支票必须由银行作付款提示,由其他人提示时则必须拒绝付款,故其较为安全、可靠,减少了因支票遗失、被窃或因欺诈而造成损失的风险。
A crossed cheque is a cheque that has been marked specifying an instruction on the way it is to be redeemed. A common instruction is for the cheque to be deposited directly to an account with a bank and not to be immediately cashed by the holder over the bank counter. The format and wording varies between countries, but generally, two parallel lines may be placed either vertically across the cheque or on the top left hand corner of the cheque. By using crossed cheques, cheque writers can effectively protect the instrument from being stolen or cashed by unauthorized persons. Cheques can be open (uncrossed) or crossed. 相关例句如下,可供参考:
例句1
Crossed cheques are usually identified by drawing either two parallel transverse lines either vertically across the cheque or on the top left-hand corner of the cheque. Two or more words like “and company” or “not negotiable” may be placed between the lines. While just drawing the lines with no words also would not alter the purpose of the crossed cheque.
划线支票通常通过在支票上垂直或在支票左上角画两条平行的横线来识别。可在两条平行线之间记载两个或两个以上的字样,如“与公司”或“不可议付”。虽然只是画一条线不附加文字也不会改变划线支票的用途。
例句2
With Crossed cheques, the cheque writers may protect the amount transferred from being cashed by the unauthorized person or from being stolen. This format for Crossed cheques may differ between various countries in the nature of its format or statements. Since the Crossed Cheques can only be paid through a bank account, the beneficiaries transaction record may be traced later for further queries and clarifications.
对于划线支票,支票开立者可以保护转账金额不被未经授权的人兑现或偷取。划线支票的这种格式在其格式或声明的性质上可能因国家而异。由于划线支票只能通过银行账户支付,受益人的交易记录可以在之后查到,以便进一步查询和说明。
