credit常用在融资贷款协议中，含义为“授信；贷记；信用”，常见的搭配为credit facility授信贷款，这是其在贷款协议中最基本的含义；line of credit授信额度。

例：A copy of the Local Account Bank Standing Instruction in respect of each of the Local Collection Account and the Capital Account authorising transfer of all amounts standing to the credit of each of the Local Collection Account and the Capital Account to the Collection Account.

（当地开户行就当地收款账户和资本账户发出的委付款项指示复印件，授权将各当地收费账户和资本账户的全部贷方余额转到收款账户。）

will continue to make its own independent appraisal of the credit worthiness of each Obligor Party and its related entities whilst any amount is or may be outstanding under the Finance Documents or any Commitment is in force.（在融资文件项下仍有或可能仍有任何尚未偿还款项或者在任何承贷额仍然有效的期间内，将会持续对各位义务人及其关联实体的信用进行独立评估。）